Money
Airport lounge access cards in Pakistan: which debit and credit cards get you in
Which lounge access card in Pakistan gets you into CIP lounges and lounges abroad: debit and credit cards from Meezan, HBL, UBL, MCB and Allied Bank, Oct 2026.
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Money
Akhuwat loan: who qualifies, how much and how to apply
An Akhuwat loan is interest-free: Rs 10,000 to Rs 50,000 for a business or farm, up to Rs 15 lakh for housing. Who qualifies, fees and how to apply at a branch.
Money
Asaan Karobar Card and Asaan Karobar Finance: limits, eligibility and how to apply
The Asaan Karobar Card gives Punjab businesses up to Rs 10 lakh at 0% markup, repaid in 33 instalments. Eligibility, fees, cash rules and Asaan Karobar Finance.
Property
Bahria Enclave Islamabad review: which phases CDA lists, and the NOC gap
Bahria Enclave review: CDA lists the 12,543-kanal Phase-I with no NOC, two Enclave-II parts with NOCs, a Sep 2026 office sealing order, and Aug 2026 prices.
Money
Bank AL Habib accounts compared: which account to open
Which Bank AL Habib account to open: savings pay 10% up to Rs 1 crore (Aug 2026), no fee on main current accounts, plus documents and charges.
Money
Benazir Taleemi Wazaif: who qualifies, stipend amounts and how to check by CNIC
Benazir Taleemi Wazaif pays Rs 1,500 to Rs 4,000 a quarter per child, plus a Rs 500 rise announced in Feb 2026. Who qualifies, the 70% rule and enrolment.
Property
Building to rent out: double unit, upper portion or whole house, which earns more
A double unit house for rent earned less than a whole house in our check of Zameen listings: Rs 1.16 lakh vs Rs 1.25 lakh for 5 marla. Rules, meters and tax.
Money
Business bank account in Pakistan: which bank, documents and charges
Business bank account Pakistan: Meezan opens with Rs 100 and no low-balance charge, HBL Freedom needs Rs 25,000, MCB Rs 50,000. Documents by business type.
Money
Buy now, pay later in Pakistan: QisstPay, Baadmay and who regulates them
Buy now pay later in Pakistan: the 5 BNPL apps on SECP's July 2026 whitelist, what Baadmay, Qist Bazaar, easypaisa and JazzCash charge, and QisstPay's status.
Money
CM Punjab Green Tractor scheme: who qualifies, subsidy and how to apply
Green tractor scheme 2026: Rs 10 lakh subsidy on 75 to 125 hp tractors for farmers with 7+ acres, by ballot. Applications closed 15 Oct 2026. Rules and steps.
Money
CM Punjab Himmat Card: who qualifies, payment amount and how to apply
The CM Punjab Himmat Card pays persons with disabilities Rs 10,500 a quarter. Requirements, the PMT 45 limit, DPMIS registration, status and helpline 1312.
Money
CM Punjab Livestock Card: who qualifies, loan limit and how to register
CM Punjab Livestock Card: an interest-free loan of Rs 27,000 per animal for feed, 25% as cash. Phase II opened 14 Oct 2026. Who qualifies and how to register.
Money
CM Punjab Rashan Card: who qualifies, how much it pays and how to register
The CM Punjab Rashan Card gives registered workers Rs 3,000 of groceries a month at 62,000 shops. Who gets it, how to register and how Nigehban differs.
Property
Construction material prices in Pakistan: cement, sarya, bricks, sand and bajri by city
Construction material prices in Pakistan, September 2026, from PBS: cement Rs 1,586 a bag and sarya Rs 2.31 lakh a tonne in Lahore, plus bricks, sand and wages.
Money
Credit card installment plans in Pakistan: 0% markup offers and processing fees by bank
Credit card installment plan rates by bank as of October 2026: HBL 24% + Rs 1,200, UBL 29%, MCB 39%, Standard Chartered, Bank Alfalah, Meezan and what 0% hides.
Business & Trade
Dropshipping in Pakistan: how it works on Daraz and Shopify, tax and real margins
Dropshipping in Pakistan: local COD reselling vs Shopify with overseas suppliers. Delivery costs, refused parcels, payment limits and the 2% + 2% COD tax.
Money
Fixed deposit rates in Pakistan compared: term deposits from 1 month to 5 years
Fixed deposit rates in Pakistan, October 2026: 1-year term deposits pay 7.07% to 11.30% by bank. HBL, UBL, Allied, Meezan, NBP and more vs National Savings.
Property
House construction cost in Pakistan (2026): per sq ft, grey structure and finishing, by city
House construction cost in Pakistan in 2026: Rs 2,762 to Rs 3,500 a sq ft for grey structure and Rs 4,384 to Rs 4,786 finished, from Zameen and a builder.
Money
How to check your credit report in Pakistan: ECIB, Tasdeeq and Datacheck
You can't download your own ECIB report from SBP. How to get your credit report and score from Tasdeeq or DataCheck, how long defaults stay, how to fix errors.
Business & Trade
Importing from China to Pakistan: Alibaba, cargo routes, duty and papers
How to import from China to Pakistan in 2026: PSW and NTN, paying the supplier, sea or Khunjerab road, FTA duty cuts and the certificate of origin you need.
Solar
Inverter AC electricity consumption: units per hour for 1, 1.5 and 2 ton, and the bill
Inverter AC electricity consumption: units per hour for 1, 1.5 and 2 ton from NEECA's label formula, and what it adds to your bill at NEPRA slab rates.
Money
iPhone on installment in Pakistan: bank plans, PTA tax and the real cost
iPhone on installment in Pakistan as of October 2026: iPhone 18 Pro from Rs 565,000 via Mercantile, 0% plans and their fees, Meezan without a card, and PTA tax.
Property
Kingdom Valley Islamabad review: the 103 kanal approval and the rest
Kingdom Valley review: RDA lists a PHATA approval over only 103 kanal 15 marla in mouza Choora, Rawalpindi. The NAB complaint, 'new Kingdom Valley', prices.
Travel
Malam Jabba travel guide: ski season, road, hotels and costs
Malam Jabba in Swat, October 2026: when it snows, the road from Islamabad and Mingora, chairlift and entry fees, where to stay, and flood and safety advice.
Money
Monthly profit on Rs 1 lakh, 10 lakh and 1 crore: banks vs National Savings
Monthly profit on 10 lakh as of October 2026: about Rs 6,667 after tax in a 10% bank account, Rs 8,330 in RIC, Rs 10,600 in Behbood. Filer and non-filer tables.
Property
Mumtaz City Islamabad review: RDA status, the extension and prices
Mumtaz City review: RDA approval over 3,328.79 kanal, the 1,502.58-kanal extension with deeds still in process, Aug 2026 plot prices and the airport location.
Money
NBP accounts compared: which account to open
Which NBP account to open: savings pay 10% (from 1 Aug 2026), Izafi Munafa pays monthly, plus current account charges and the Asaan limit.
Business & Trade
PEC registration for construction firms: categories, fees and how to apply
PEC registration for contractors: C-6 costs Rs 15,000 for projects up to Rs 25 million, C-A Rs 400,000. Who can register in which category, documents, steps.
Money
PM Youth Business and Agriculture Loan Scheme: tiers, markup and how to apply
The PM Youth loan lends up to Rs 75 lakh: Tier 1 up to Rs 5 lakh at 0%, Tier 2 at 5%, Tier 3 at 7%. Age 21 to 45. Documents, online form and tracking.
Business & Trade
Professional tax in Punjab: who pays, slabs and how to pay online
Professional tax in Punjab is a yearly provincial tax: Rs 200 if you paid income tax, Rs 10,000 to Rs 1 lakh for companies. Slabs, due date and ePay steps.
Money
RedotPay in Pakistan: does it work, what it costs, and the legal risk
RedotPay Pakistan guide: the card costs USD 10 virtual or USD 100 physical, ATM withdrawals 2%, and it isn't licensed by PVARA. Fees, limits and the risks.
Solar
Solar AC vs inverter AC on solar panels: which to buy
Solar AC or a normal inverter AC on rooftop solar? Haier's hybrid specs, prices as of October 2026, how many panels a 1.5 ton AC needs, and which to buy.
Business & Trade
Trademark search in Pakistan: how to check a brand name on IPO before you file
Trademark search in Pakistan: IPO's online search is still 'coming soon', so you file form TM-55 for Rs 1,000 per class. Steps, fees, classes and clashes.
Travel
Umrah from Pakistan: visa, package cost and how to book (2026)
Umrah visa from Pakistan, 2026-27: book through a MoRA-attested operator, packages from about Rs 285,500, last visa 9 March 2027, and the vaccines you need.
Money
WeBOC vehicle verification: how to check an imported car's customs record
WeBOC vehicle verification for imported cars: the PSW Vehicle Status tool, the GD and papers to ask for, how Excise checks Customs, and signs of fake papers.
Property
Which marble is best for floors in Pakistan: types, durability and price per sq ft
Which marble is best for flooring in Pakistan? Ziarat White, Botticino, Sunny Grey and Tavera vs granite and porcelain, with dealer prices per sq ft, Oct 2026.
Money
Apni Chhat Apna Ghar: Punjab's interest-free housing loan, who qualifies
Apni Chhat Apna Ghar lends Punjab families who own a small plot up to Rs 15 lakh interest-free to build a house. Who qualifies, repayments and how to apply.
Money
Bank Alfalah accounts compared: which account to open
Which Bank Alfalah account to open: savings pay 10% to 10.30% (from Aug 2026), which accounts charge Rs 43 a month, Asaan limits and freelancer accounts.
Money
BISP (Benazir Income Support): who qualifies, 8171 check and payments
Benazir Income Support pays Rs 14,500 a quarter as of Oct 2026. Who qualifies, the PMT score, the 8171 SMS and web check, wallet payments and fake messages.
Business & Trade
Buying used construction machinery in Pakistan: prices, inspection and papers
Used excavator price in Pakistan: OLX asking prices in Oct 2026, what to inspect, the customs GD and Excise papers to ask for, and leasing options.
Solar
CM Punjab solar scheme: who qualifies and how to apply
CM Punjab solar scheme: free 550 W or 1,100 W systems for homes using up to 200 units, by ballot. Registration closed Jan 2025; reports say it runs to Dec 2026.
Business & Trade
Customs duty on excavators, loaders, cranes and dumpers in Pakistan
Customs duty on machinery in Pakistan, 2026-27: excavators and loaders 0%, dumpers and crane lorries 30%, plus ACD, sales tax and income tax, by PCT code.
Solar
Electricity unit price in Pakistan: NEPRA rates by slab, protected vs unprotected
Electricity unit price in Pakistan as of October 2026: Rs 10.54 to Rs 47.20 a unit by slab, protected vs unprotected, fixed charges, fuel adjustments and taxes.
Money
EOBI pension: who qualifies, how much you get and how to apply
EOBI pension pays at least Rs 11,500 a month as of Oct 2026, with no rise in the 2026-27 budget. Who qualifies, the formula, the old-age grant and how to claim.
Property
Faisal Hills Taxila review: RDA status, blocks and plot prices
Faisal Hills review: RDA final NOC over 11,823 kanals, but 2025 FIRs over building past approved limits, and Faisal Hills Enclave is illegal. Prices, Oct 2026.
Property
Faisal Town Islamabad (F-18) review: RDA status, Phase 2 and prices
Faisal Town Islamabad (F-18) review: RDA final NOC over 4,735.90 kanals, Phase II on RDA's illegal list, an RDA FIR in Jan 2026, and Aug 2026 prices.
Property
Faisal Town Lahore: living, prices and what is changing
Faisal Town Lahore in Oct 2026: a 10 marla house averages Rs 4.8 crore asking, rent Rs 2.02 lakh a month, FBR values it at Rs 15.89 lakh a marla.
Money
Gold loan in Pakistan: which banks lend against gold, rates and limits
Gold loan in Pakistan compared: NBP, JS Bank, BankIslami and microfinance banks, with markup, amount per 10 grams, tenure and fees, as of October 2026.
Travel
Hajj 2027 from Pakistan: government or private scheme, costs and how to apply
Hajj 2027 from Pakistan: government scheme Rs 12-13 lakh, private packages Rs 14-37.5 lakh, the payment deadlines and how to register and apply online.
Money
HBL accounts compared: which account to open
Which HBL account to open: savings pay 10% up to Rs 1 crore (Oct–Dec 2026), Freedom and current account fees, Asaan limits and the freelancer account.
Money
HBL vs UBL: which bank is better for you?
HBL vs UBL compared from their 2026 rate sheets and schedules: both pay 10% on savings up to Rs 1 crore; UBL has more branches and free cheque books.
Money
IBAN in Pakistan: what it is, the format and how to find yours at each bank
Your IBAN number in Pakistan has 24 characters: PK, 2 check digits, a 4-letter bank code and a 16-digit account number. Where to find it at each bank.
Business & Trade
Importing a car to Pakistan: gift, personal baggage or transfer of residence
Car import to Pakistan in 2026: personal baggage is gone, gift and transfer of residence remain. Who qualifies, the 3-year age limit, 850-day rule and duty.
Business & Trade
Importing used construction machinery from Japan: age limits, steps and costs
How to import an excavator from Japan to Pakistan in 2026: who may import used machinery, the 10-year and 5-year age limits, inspection and PSW clearance.
Property
Jinnah Garden Islamabad review: which phases CDA lists, and the NOC problem
Jinnah Garden review: CDA cancelled the Phase-I layout plan in 2018 and no phase has an NOC. Amenity land notices, Aug 2026 plot prices and risks.
Property
Johar Town Lahore: living, prices and what LDA allows
Johar Town Lahore: a 10 marla house averaged Rs 4.53 crore asking and Rs 1.75 lakh a month rent in Aug 2026. FBR values a residential marla at Rs 15.71 lakh.
Money
Kissan Card Punjab: who qualifies, loan limit and how to apply
Kissan Card Punjab: an interest-free loan for farmers with 1 to 25 acres, up to Rs 360,000 per the department's undated poster. Eligibility and how to apply.
Travel
M-Tag: how to get one, what it costs, recharge and motorway rules
M-Tag as of October 2026: where it is required, documents, cost, how to recharge now cash top-ups have ended, and the suspended 50% extra toll.
Money
MCB accounts compared: which account to open
Which MCB account to open: savings pay 10% up to Rs 1 crore (Aug–Dec 2026), current accounts have no minimum balance, plus Asaan limits and fees.
Money
Meezan Bank accounts compared: which account to open
Which Meezan Bank account to open: Rupee Savings and Bachat paid 6.63% for Sep 2026, current accounts open with Rs 100, plus Asaan and freelancer limits.
Money
Meezan, UBL or HBL mutual funds: which fund house to choose
Meezan mutual funds vs UBL Funds and HBL AMC: size, Shariah range, risk levels, fees, loads and MUFAP's 365-day returns to 31 August 2026.
Travel
Neelum Valley travel guide: route, road, best time and permits
Neelum Valley in Azad Kashmir as of October 2026: the road from Muzaffarabad to Kel and Taobutt, when to go, LoC safety and permits for foreigners.
Property
New Lahore City review: which phases are LDA approved, and which are illegal
New Lahore City: LDA lists Phase II as only technically approved and Phases III and IV as illegal, though the developer says it's LDA approved. Oct 2026.
Travel
Passport fee in Pakistan 2026: e-passport normal and urgent fees, and what happened to fast track
Passport fee in Pakistan as of October 2026: e-passport fees for 5 and 10 years, 36 and 72 pages, normal and urgent, cashless payment and renewal.
Money
PayPak vs Visa vs Mastercard debit cards: which to choose
PayPak vs Visa and Mastercard debit cards from 7 banks' July to December 2026 fee schedules: annual fees, where PayPak works and what card use abroad costs.
Business & Trade
Selling on eBay from Pakistan: setup, fees and getting paid
eBay Pakistan sellers are supported as 'Rest of World' sellers. How to sign up, the fees (13.6% + $0.40, 1.55% international) and how Payoneer pays you.
Solar
Solar geyser vs gas and electric geysers: running cost and which to buy
Solar geyser vs gas, LPG and electric geysers in Pakistan, as of October 2026: monthly running cost from OGRA and NEPRA rates, prices, and which type to buy.
Property
Taj Residencia Islamabad review: the approved part and the illegal blocks
Taj Residencia has an RDA final NOC for only 224 kanal; Lotus, Cosmos and Blue Bell blocks are on RDA's illegal list. Extension status and prices, Oct 2026.
Property
Top City-1 Islamabad review: RDA status, blocks and plot prices
Top City-1 Islamabad is RDA approved over 9,681 kanal near the new airport. Blocks on the approved plan, the Faiz Hameed case and Aug 2026 prices.
Money
UBL accounts compared: which account to open
Which UBL account to open: savings pay 10% up to Rs 1 crore (Oct 2026), Mukammal has no minimum balance, plus Asaan limits and the freelancer account.
Property
Valencia Town Lahore review: LDA status, the Valencia Valley trap, and prices
Valencia Town on Defence Road is on LDA's approved list (Phases I to V). Valencia Valley is on LDA's illegal list. 5 marla plot: Rs 1.35 crore (Aug 2026).
Travel
Visa-free countries for Pakistani passport holders, plus visa on arrival and eVisa
Visa free countries for Pakistani passport holders in 2026: 11 visa-free, 15 visa-on-arrival and 3 ETA destinations, plus Nepal, Sri Lanka and Maldives rules.
Property
Wapda Town Lahore review: LDA status, phases and prices
Wapda Town Lahore review: Phases I and II are on LDA's approved list. Plot and house prices, rents, commercial-use rules and the RDA-listed 'Wapda Town'.
Property
B-17 Islamabad (Multi Gardens) review: CDA status, possession and prices
B-17 Islamabad (Multi Gardens) review: Phase-I has a CDA NOC, but CDA sent a final show-cause notice in July 2026. Possession and plot prices, Oct 2026.
Property
Bahria Town Islamabad and Rawalpindi review
Bahria Town Rawalpindi and Islamabad review: which phases have a CDA NOC or RDA approval, Phase 8 possession, plot prices and the power bill dispute. Oct 2026.
Money
Behbood Savings Certificates: profit rate, who can invest and how
Behbood certificate profit rate is 12.72% from 1 Oct 2026, Rs 1,060 a month per Rs 1 lakh, no tax deducted. Who qualifies, limits, documents and exit charges.
Travel
Best SIM for visitors to Pakistan: Jazz, Zong, Telenor and Ufone compared
The best SIM in Pakistan for visitors, as of October 2026: PTA's network survey results, passport and visa rules, SIM and data prices, and phone registration.
Travel
Best time to visit northern Pakistan: month by month, with pass opening dates
Best time to visit northern Pakistan, month by month: when Babusar Top, Khunjerab, Deosai and Shandur open, and monsoon risks, as of October 2026.
Money
Bike insurance in Pakistan: third party vs comprehensive, and who sells it
Bike insurance in Pakistan: what third-party and comprehensive cover pay for, prices from Rs 2,500 a year, deductibles, takaful, and how to claim.
Property
Citi Housing Gujranwala review: GDA approval, possession and plot prices
Citi Housing Gujranwala review: which phases GDA approves, the Wafi extension on GDA's illegal list, possession, and 5 and 10 marla prices. Oct 2026.
Travel
Cleanest city in Pakistan: what the air quality and sanitation data shows
Which Pakistani city is cleanest? IQAir and EPA Punjab data on air quality in Lahore, Islamabad and Karachi, the smog season and Punjab's cleanest tehsil.
Travel
Daewoo, train or flight: the best way to travel between Pakistani cities
Daewoo bus ticket prices, train fares and domestic flights compared for Lahore, Islamabad and Karachi, with refund and luggage rules, as of October 2026.
Property
DHA Gujranwala review: legal status, possession and plot prices
DHA Gujranwala review: runs under DHA's 2002 Order, possession confirmed in Sectors C and G, DHA's plot rates by sector and price trends. Oct 2026.
Property
DHA Multan review: legal status, possession sectors and plot prices
DHA Multan review: a chapter of DHA Lahore, not an MDA scheme. Which 11 sectors have possession, plot prices since 2017, charges and waivers. Oct 2026.
Travel
Fairy Meadows: the jeep track, costs and when it is open
Fairy Meadows: the 15 km Raikot Bridge jeep track, reported jeep fares, the walk from Tato, the 2026 accident and when it is open, as of October 2026.
Property
Gulberg Greens Islamabad review: CDA status, possession and prices
Gulberg Greens review: CDA-approved farm housing scheme with an NOC, but 2026 show cause notices over its 20,875-kanal plan. Possession and prices, Oct 2026.
Property
Gulberg Lahore: living, prices and commercial rules
Gulberg Lahore in Oct 2026: a 1 kanal house averages Rs 15.59 crore asking, FBR values Gulberg I to V at Rs 24.6 lakh a marla, and LDA's commercial rules.
Travel
Is Pakistan safe to visit? What the US, UK and Canadian advisories say, region by region
Is Pakistan safe to visit? The US rates it Level 3, Reconsider Travel. Where the US, UK and Canada say not to go, and what they say of cities and the north.
Travel
K2 base camp trek: permits, cost and season for foreign and Pakistani trekkers
What the K2 base camp trek needs as of October 2026: the restricted-zone permit, trekking and CKNP fees for foreigners and Pakistanis, route, days and season.
Travel
Lahore, Islamabad or Karachi: which city to visit first
Lahore, Islamabad or Karachi first? The main places to visit in Lahore and the other two, ticket prices, smog season and UK safety advice, as of October 2026.
Money
MCB credit cards compared: fees, limits and which to pick
MCB credit card fees for July–December 2026: Classic, Gold and Platinum annual fees, how to get them reversed, 44% markup, limits and 4% foreign charge.
Business & Trade
PayPal in Pakistan: what works, and the alternatives for getting paid
Is PayPal available in Pakistan? Not as of October 2026. What the 2024 freelancer scheme was, what Xoom covers, and the alternatives for getting paid.
Business & Trade
Sales tax registration in Pakistan: FBR and provincial, step by step
Sales tax registration in Pakistan: goods with FBR on IRIS, services with PRA, SRB, KPRA or BRA. Steps, documents and penalties, as of October 2026.
Money
Standard Chartered credit cards compared: fees, limits and which to pick
Standard Chartered credit card fees from the July–December 2026 schedule: Titanium, Cashback, Platinum and World annual fees, 45% markup, fee reversal rules.
Business & Trade
Stripe in Pakistan: can you use it, and what to use instead
Stripe in Pakistan: why you can't open an account here, how Stripe Atlas and Global Payouts work, and alternatives like Payoneer, Safepay and Paddle, with fees.
Travel
Swat or Naran Kaghan: which valley suits a family trip
Kalam, Malam Jabba and Mahodand in Swat, or Naran, Saiful Muluk and Babusar in Kaghan? Roads, seasons, family tips and advisories, as of October 2026.
Money
UBL credit cards compared: fees, limits and which to pick
UBL credit card fees as of July 2026: Classic, Gold and Platinum annual fees, limits, 44% APR, 4.5% foreign charge and how to get the fee reversed.
Travel
Using foreign cards and ATMs in Pakistan, and where to exchange money
Money exchange in Pakistan for visitors: using foreign cards at ATMs, typical fees, banks vs exchange companies, and how much cash you can bring in or take out.
Money
Asaan account: what it is, its limits and which bank to open it with
What an Asaan account is, SBP's limits of Rs 3 million balance and Rs 1 million a month, the documents you need, and how HBL, Meezan, Alfalah and NBP offer it.
Money
Bank Alfalah credit cards compared: fees, limits and which to pick
Bank Alfalah credit card fees from its July to December 2026 schedule: annual fees for Classic to Platinum, 45% markup, limits and how to get the fee reversed.
Money
Bank charges in Pakistan: ATM, IBFT and debit card fees compared
ATM withdrawal charges, IBFT fees, debit card annual fees and SMS alert charges at 8 big banks and easypaisa, from their July to December 2026 schedules.
Travel
Best places to visit in Pakistan in winter, by what you want
The best places to visit in Pakistan in winter: snow, warm coast and desert, historic cities, and which northern roads close, as of October 2026.
Money
Bike on installment in Pakistan: bank and company plans compared
Bike on installment in Pakistan compared: Meezan Apni Bike, BOP credit card Honda plans, 0% markup offers, the Punjab e-bike scheme and total cost vs cash.
Money
Business loans in Pakistan: SME loans and government schemes compared
Business loan in Pakistan compared: PM Youth loan, Punjab Asaan Karobar Finance and Card, HBL, UBL and Mobilink SME loans by amount, markup, age and collateral.
Money
Cheapest way to send money to Pakistan from the UK, US and UAE
How to send money to Pakistan from the UK, US or UAE for less: World Bank cost data by corridor, live Wise quotes, SBP free-transfer rules and hawala risks.
Money
Easypaisa and JazzCash loans: how much you can borrow and what it costs
Easypaisa loan (easycash) limits and charges from the October–December 2026 schedule, a worked Rs 10,000 example, and how JazzCash ReadyCash compares.
Money
HBL credit cards compared: fees, limits and which to pick
HBL credit card fees from the July–December 2026 schedule: Green, Gold, Platinum and FuelSaver annual fees, 42% markup, 4% foreign charge and salary rules.
Travel
Hunza or Skardu: which to visit, and how the roads, flights and seasons compare
Hunza or Skardu? How they compare on flights, the Karakoram Highway, Babusar Pass, seasons, sights and safety advice, as of October 2026.
Money
Is gold a good investment in Pakistan? Gold against savings, PSX and dollars
Gold investment in Pakistan measured: 24k gold per tola against the KSE-100, the dollar, inflation and savings over 1, 5 and 10 years, with costs and tax.
Money
Islamic vs conventional banking in Pakistan: what is actually different
Islamic banking in Pakistan vs conventional banks: how savings profit is set, what the contracts say, recent returns, Shariah oversight and the 2028 deadline.
Money
Loan apps in Pakistan: the SECP-licensed list and how to spot illegal ones
Loan apps in Pakistan approved by SECP (Dec 2025 and Jul 2026 lists), how to spot an illegal app, the caps on charges and where to complain about harassment.
Money
Mobile phones on installment in Pakistan: bank and wallet plans compared
Mobile on installment in Pakistan compared: HBL and UBL credit card plans, Daraz EMI, Samsung's Qist Bazaar plan without a card, JazzCash Yeylo, and real costs.
Travel
Murree in winter: snow, road closures and what to check before you drive
Driving to Murree for snow: when it falls, why roads close, the tyre chain rule, what changed after the 2022 tragedy and the official helplines to call.
Money
Open a bank account online in Pakistan: digital accounts compared
Digital account opening at 7 banks, from HBL and Meezan to Bank AL Habib: what you need, SBP's 2-day rule, Asaan Digital limits and how each bank works.
Travel
Pakistan e-visa: fees, processing time and who can get a visa on arrival
How to get a Pakistan visa online: the official portal, fees for US, UK and Canadian citizens, 7-10 day processing, visa on arrival and who needs no visa.
Money
Payoneer in Pakistan: fees, withdrawing to a bank, and Payoneer vs Wise
Payoneer in Pakistan: bank withdrawal fees (1.2% to 4%), instant withdrawals through HBL and Meezan, card rules, tax on export income, and Payoneer vs Wise.
Money
Personal loans in Pakistan: bank rates and eligibility compared
Personal loan in Pakistan compared: HBL, UBL, MCB, Standard Chartered and Bank Alfalah markup, fees, early repayment and minimum salary, as of October 2026.
Money
Prize bonds in Pakistan: are they worth it now?
Which prize bond denominations are still valid, the 2026 draw schedule, prizes, the 15%/30% tax, and our estimate of the return against National Savings.
Travel
PTA tax on phones: registering a phone from abroad, and the free period for visitors
PTA tax on a mobile phone you bring to Pakistan, as of October 2026: duty and tax by value band, passport vs CNIC, and the free 120 days for visitors.
Money
Raast in Pakistan: how to send money with a Raast ID, limits and charges
How Raast works in Pakistan: create a Raast ID on your mobile number, send money free in seconds, daily limits by bank, and paying shops by Raast QR.
Money
Tax on bank profit in Pakistan: filer and non-filer rates
Tax on bank profit for tax year 2027: 20% for filers and 40% for non-filers on bank deposits, 15% and 30% on National Savings, from FBR's rate card and the law.
Money
Virtual cards in Pakistan: which ones work for online and international payments
Virtual card Pakistan options compared from July–December 2026 fee schedules: SadaPay, NayaPay, UBL and JazzCash card fees, foreign fees, tax and limits.
Money
Zakat deduction from bank accounts: when it applies and how to stop it
How zakat deduction from bank accounts works in Pakistan: the Rs 503,529 nisab, the 1 Ramazan deduction date, which accounts are hit, and how to file a CZ-50.
Property
Bahria Education and Medical City review: LDA status, location and prices
Is Bahria Education and Medical City LDA approved? It's on neither LDA list as of Oct 2026. Location on Sue Asal Road, plot prices and risks.
Property
Bahria Town Karachi review: the Supreme Court case, NAB freezes and prices
Is Bahria Town Karachi legal and safe to buy in? The Rs460bn settlement is in default and NAB froze more land in May 2026. Prices and possession, Oct 2026.
Property
Best housing society in Lahore for investment: what five years of price data says
Best housing society in Lahore for investment? After 107% inflation, only Lake City and Al-Kabir Town 5 marla plots beat CPI from June 2021 to August 2026.
Property
Best housing society in Lahore for living: what to check, and how the big societies compare
Best housing society in Lahore for living, judged on approval, possession, utilities and commute: DHA scores highest on our evidence. 5 marla rents and gaps.
Property
Blue World City review: RDA status, prices and the risks for file-holders
Is Blue World City approved? No: RDA lists it as an illegal housing society. Possession claims, plot prices, utilities and the developer's record, Oct 2026.
Property
Capital Smart City review: RDA approval, possession and prices
Is Capital Smart City RDA approved? Only 7,376 kanal is on RDA's list; Phase II and the Extension are on its illegal list. Possession, prices, risks, Oct 2026.
Property
Central Park Lahore review: LDA approval, prices and what to check
Central Park Lahore review: three phases are on LDA's approved list, but LDA doesn't say which blocks they cover. Prices, possession and risks, Oct 2026.
Property
DHA Islamabad review: legal status, possession by phase and prices
DHA Islamabad review: a statutory authority under a federal Act, not a CDA or RDA scheme. Which phases have possession, DHA's own prices, DHA Valley. Oct 2026.
Property
DHA Karachi review: legal status, plot prices, water and flooding
DHA Karachi review: a statutory authority since 1980, so the title is strong. The real issues are water, rain flooding and Phase VIII. Prices to Aug 2026.
Property
Is my society approved? Search LDA, RDA and CDA's own lists in one place
Check if a housing society is approved or illegal: one search across LDA, RDA and CDA's own approved and illegal lists, 1,658 schemes as of 14 October 2026.
Property
Lahore Smart City review: how much is LDA approved, possession and prices
Is Lahore Smart City LDA approved? For 2,153 kanals, against 55,000 marketed. Possession, plot prices, utilities and developer record, as of Oct 2026.
Property
Lahore–Sahiwal–Bahawalnagar motorway: route, status and what it means for property
The Lahore Sahiwal motorway route runs 295 km from the Ring Road near Haloki. ECNEC approved Rs407bn in Aug 2026, but only the first 18.5 km is funded.
Property
New Metro City review: Gujar Khan, Kharian, Lahore and which are approved
Is New Metro City approved? RDA lists New Metro City Gujar Khan as illegal; the Lahore (Ravi) project has RUDA final sanction for 589 kanals. Prices, refunds.
Property
Park View City Islamabad review: CDA status, the extension and prices
Is Park View City Islamabad CDA approved? The original 1,067.90 kanals has an NOC; the 2025 extension has a layout plan only. Prices and risks, Oct 2026.
Property
Raiwind Road societies: the list, LDA status and what's being built
Raiwind Road societies on LDA's lists (14 Oct 2026): 100 approved entries mention Raiwind, 19 only technically approved; 26 illegal. Plus the roads being built.
Property
Which housing society is best in Islamabad? Approved vs illegal, as of Oct 2026
The best housing society in Islamabad starts with an approved one. CDA lists 70 private schemes (31 with an NOC) and 98 illegal; RDA 78 approved, 610 illegal.
Property
Buying property as an overseas Pakistani: Roshan Apna Ghar and what to check
Overseas Pakistani property guide: Roshan Apna Ghar loans at KIBOR + 1.5%, 1.25% purchase tax for NICOP holders, power of attorney and checks before you pay.
Money
Car financing in Pakistan: bank car loans compared
Car on installment in Pakistan from a bank: 30% down, up to Rs 30 lakh, 3 to 5 years. Rates at Meezan, HBL, UBL, MCB, Alfalah and AL Habib, Oct 2026.
Property
Fard online in Punjab: how to get it and check ownership
How to get a fard online in Punjab through the Punjab Zameen app or an Arazi Record Centre, the 2026-27 fees (Rs 900, Rs 4,000 express) and what it proves.
Money
Health insurance in Pakistan, and what the Sehat Card covers
Health insurance in Pakistan: what the Sehat Card covers in each province in 2026, what it skips, and private plans from Rs 2.25 lakh to Rs 10 lakh.
Business & Trade
Income tax slabs 2026-27 for salaried and business income
Income tax calculator for Pakistan 2026-27: salaried slabs run from 0% to 35% and business slabs from 0% to 45%. Full FBR tables, changes and worked examples.
Property
LDA approved societies in Lahore: the full list (October 2026), and how to check
All 400 LDA approved housing societies in Lahore from LDA's own list (14 Oct 2026), the 383 declared illegal, and how to check a society and your plot.
Money
Life insurance in Pakistan: term vs endowment, which to choose
Life insurance in Pakistan: term cover costs about Rs 4,400 a year per Rs 10 lakh online; an endowment about Rs 57,950. Costs, surrender losses and complaints.
Property
Marla to square feet converter, by authority, with kanal
Marla to square feet: 1 marla is 225 sq ft in Lahore district and 272 sq ft in the rest of Punjab. Convert marla and kanal to sq ft, sq yards and sq metres.
Money
Pension funds (VPS) in Pakistan: tax credit and returns
A pension fund in Pakistan (VPS) gives a tax credit on up to 20% of taxable income. How the credit works, returns to August 2026, fees and withdrawal rules.
Property
Property tax in Punjab: rates and how to pay online
Property tax in Punjab is 0.07% to 0.09% a year of your DC-table value; homes up to Rs 50 lakh are exempt. Rates, 5% rebate, surcharge and ePay steps.
Property
Property transfer in Punjab: process, documents and every fee
Property transfer in Punjab costs 1% stamp duty, 0.1% PLRA charge and FBR tax of 1.25% (buyer) and 2.75% (seller) for filers. Steps and documents, Oct 2026.
Property
Rent agreement in Pakistan: what to include and which stamp paper
A rent agreement in Pakistan must be in writing. In Punjab the landlord files it with the Rent Registrar or pays 10% of a year's rent to sue. What to include.
Business & Trade
Salary tax calculator 2026-27: your monthly tax under the new slabs
Salary tax calculator for 2026-27: enter your monthly salary to see the tax your employer deducts under FBR's new slabs, your take-home pay and last year's tax.
Property
Succession certificate (NADRA): for property and bank accounts
How to get a succession certificate from NADRA: Rs 20,000 fee for assets of Rs 1 lakh or more, documents, the 14-day notice, and when you need a court.
Money
Sukuk and Islamic savings options in Pakistan
Sukuk in Pakistan: government sukuk yielded 12.74% to 12.83% at the 7 Oct 2026 auction. How to buy them, and how SISA, bank deposits and funds compare.
Property
Tax on buying and selling property 2026-27 (236C, 236K, capital gains)
Tax on property sale in Pakistan in 2026-27: sellers pay 2.75% (236C), buyers 1.25% (236K), non-filers 10.5% or more, plus capital gains tax.
Property
Tenant registration in Punjab: deadline, documents and how to register
Tenant registration in Punjab is compulsory within 15 days of handing over a rented home. It is free at a Khidmat Markaz; skipping it risks a Rs 1 lakh fine.
Money
Token tax in Punjab 2026-27: rates and how to pay online
Token tax in Punjab for 2026-27 is 0.3% of invoice price a year for 1001cc to 2000cc cars and 0.4% above 2000cc. Rates, filer tax and ePay steps.
Money
Travel insurance for Pakistanis, including Schengen visa cover, compared
Travel insurance in Pakistan compared: the EUR 30,000 Schengen visa rule, the 25 insurers on embassy lists, published prices and what is excluded.
Money
Vehicle transfer in Punjab: process, documents and fees
Vehicle transfer in Punjab: apply on ePay, give biometric on Pak ID, pay Rs 910 (bike) to Rs 18,150 (car above 1800cc). Documents, FBR tax and late fines.
Money
Best banks in Pakistan for everyday banking, compared
Best bank in Pakistan? The 10 biggest by deposits, from HBL and UBL to Bank of Punjab and Askari, are all AAA-rated (2026), with deposits insured to Rs 10 lakh.
Solar
Best inverter for solar in Pakistan: on-grid vs hybrid vs off-grid, brands compared
The best inverter depends on type: on-grid, hybrid or off-grid. How Huawei, Growatt, Solis, GoodWe, Inverex, Knox and Fronus compare on warranty and price.
Solar
Best solar panels in Pakistan: the main brands compared on facts
The best solar panels in Pakistan? LONGi, Jinko, Trina, JA Solar, Canadian Solar and Astronergy compared on efficiency, heat loss, degradation and warranty.
Money
Digital banks in Pakistan compared: who is licensed and what each offers
3 digital banks are licensed in Pakistan (Oct 2026): Easypaisa Bank, Mashreq and Raqami. Raqami paid 10.50% to 11.50% on savings (Sep), Mashreq 10% to 11.50%.
Money
Dollar accounts in Pakistan: who can open one and which bank pays more
Who can open a dollar account in Pakistan, documents, minimum deposit, profit at Meezan, HBL and UBL as of October 2026, cash rules and the RDA difference.
Money
Easypaisa vs JazzCash: which wallet to use
Easypaisa vs JazzCash compared from their own 2026 fee schedules: transfers, cash-out, ATM and bill charges, account limits and the banks behind each.
Money
Home loans in Pakistan: bank rates and eligibility compared
A home loan in Pakistan costs 1-year KIBOR plus 3% to 4% at most banks, about 15.7% to 16.7% in Oct 2026. Rates, financing and eligibility at 8 lenders.
Solar
How to apply for net metering in Pakistan, step by step (now net billing)
The net metering process: apply on PITC's portal (nmp.pitc.com.pk) or with K-Electric. Steps, documents, fees and the DISCO deadlines (about 56 working days).
Solar
Is solar worth it in Pakistan in 2026? Payback with and without net metering
Is solar worth it in Pakistan in 2026? Worked payback for a 5 kW home system at October 2026 prices: on-grid with net billing, without export, and hybrid.
Solar
Lithium battery prices in Pakistan (as of Oct 2026), and lithium vs tubular vs gel
Lithium battery price in Pakistan: about Rs 2.3 lakh for 5kWh on 20 Sep 2026. Prices by size, and how lithium compares with tubular and gel on cycles and cost.
Money
Meezan Bank vs UBL, MCB and Bank Alfalah: which is better for you?
Meezan Bank vs UBL or MCB: all AAA-rated (June 2026), same Rs 35 other-bank ATM fee. Meezan is fully Islamic; UBL and MCB must pay at least 10% on savings.
Money
Mera Pakistan Mera Ghar 2026: status, rates and how to apply
Mera Pakistan Mera Ghar was put on hold in July 2022. Its 2026 successor, Apna Ghar, lends up to Rs 1 crore at 5% for 10 years. Rules and how to apply.
Money
NayaPay vs SadaPay: fees, limits and international payments
SadaPay vs NayaPay: NayaPay charges USD 0.25 per card payment abroad, SadaPay 6% plus tax (Jul–Dec 2026 fee schedules). Both take Rs 400,000 a month in.
Solar
Net metering in Pakistan 2026: the rules and the buyback rate now
Net metering closed to new users on 9 Feb 2026. New solar gets net billing at about Rs 10 to 11 a unit on 5-year contracts; old contracts keep their terms.
Money
Savings account profit rates compared (as of October 2026)
Highest profit rate savings account in Pakistan, Oct 2026: up to 10.30% at Bank Alfalah, 10.10% at Soneri and NBP; HBL, UBL, MCB pay the 10% SBP minimum.
Solar
Solar calculator: how many solar plates does your home need?
A solar calculator for Pakistan: tap in your fans, lights, ACs and fridge to see monthly units, kW of panels, how many 585 W or 650 W plates and inverter size.
Solar
Solar financing in Pakistan: bank solar loans and instalment plans compared
Solar panels on installment from Meezan, Bank Alfalah, MCB, JS Bank and NBP: limits, tenure, KIBOR pricing, down payment and fees, from bank pages, Oct 2026.
Solar
Solar panel prices in Pakistan (as of Oct 2026): per watt, by brand
Solar panel price in Pakistan as of 9 Oct 2026: N-type panels cost about Rs 39 to Rs 46 per watt, and a 585 W panel about Rs 24,000 to Rs 25,750.
Solar
Solar system price in Pakistan: 3, 5 and 10 kW costed (as of Oct 2026)
Solar system price in Pakistan as of Oct 2026: a 5 kW on-grid system costs about Rs 5.6 to 7.6 lakh installed. 3, 5 and 10 kW, on-grid and hybrid, costed.
Money
Using Wise in Pakistan: what works and what doesn't
Wise in Pakistan, checked on Wise's own help pages: you can receive rupees in a Pakistani bank account, but not hold money, get USD details or a card. Oct 2026.
Solar
What size solar system do you need? Work it out from your bill
What size solar system do you need? Divide your yearly units by what 1 kW makes in your city: Lahore 4.0 and Karachi 4.65 units per kW a day. Worked example.
Money
Car insurance companies in Pakistan compared
Best car insurance in Pakistan? 11 insurers and takaful operators compared on PACRA or VIS rating, rate quoted, tracker fee and online buying, Oct 2026.
Money
Credit cards in Pakistan compared: fees, markup and travel features
No single best credit card in Pakistan: annual fees, markup, foreign charges and lounge access for 16 cards from 7 banks, from their fee documents, Oct 2026.
Business & Trade
Daraz vs Shopify vs your own website: where should you sell?
Daraz has no listing fee but takes up to 20% commission. Shopify costs from US$25 a month. WooCommerce is free, but you pay for hosting and a domain.
Business & Trade
E-commerce export from Pakistan: rules, shipping and getting paid
Ecommerce export rules: courier parcels up to USD 5,000 need no Form-E, but the money must come home in 60 days. Marketplace stock gets 180 days. Tax: 1.25%.
Business & Trade
Etsy seller account in Pakistan: sign-up, fees and getting paid via Payoneer
Etsy seller account fee in Pakistan: a one-time set-up fee shown at sign-up, then $0.20 a listing, 6.5% a sale and 6.5% + $0.30 processing (Oct 2026).
Business & Trade
Freelancer payment methods in Pakistan: Payoneer, bank transfer and others
Freelancer payment methods in Pakistan compared: Upwork direct to bank, Payoneer, Fiverr payouts, Wise and the SBP freelancer account, with fees and times.
Money
How car insurance works in Pakistan: comprehensive vs third party, rates and claims
Car insurance in Pakistan: third-party cover is the legal minimum; comprehensive costs about 1.25% to 2% of the car's value a year. Rates, takaful and claims.
Money
How to apply for a credit card in Pakistan: eligibility, documents and steps
To apply for a credit card in Pakistan you need age 21+, a minimum income (Rs 20,000 to Rs 35,000 a month at entry tier), CNIC, salary proof and clean eCIB.
Money
How to buy crypto in Pakistan: the routes, the law and the risks
No crypto exchange is fully licensed by PVARA as of 18 Oct 2026. How people buy crypto in Pakistan, what the law allows, and the P2P and bank freeze risks.
Money
How to invest in the Pakistan Stock Exchange (PSX) for beginners
To invest in PSX you open an account with one of 209 active SECP-licensed brokers, fund it from your bank, and buy shares in lots of one. Steps, costs and tax.
Business & Trade
How to sell on Amazon from Pakistan: account, fees, payouts and Kindle
How to sell on Amazon from Pakistan: allowed as of Oct 2026. The seller account costs $0.99 per item or $39.99 a month, plus a referral fee, most often 15%.
Business & Trade
How to sell on Daraz: seller account, fees and payouts
How to sell on Daraz: no listing fee, but a category commission on every order. FBR then withholds 1% on online-paid orders and 2% on cash on delivery.
Business & Trade
How to start an e-commerce business in Pakistan: registration, tax and payments
To start an ecommerce business in Pakistan you need an NTN and usually sales tax registration. Banks and couriers deduct 1% or 2% income tax and 2% sales tax.
Money
Investing through a Roshan Digital Account: options for overseas Pakistanis
Roshan Digital Account investment options: Naya Pakistan Certificates at up to 12.75%, PSX shares, mutual funds and property, with tax and repatriation rules.
Money
Investment options in Pakistan compared: property, PSX, mutual funds, savings certificates, gold, forex and crypto
Investment options in Pakistan side by side: National Savings, PSX, mutual funds, property, gold, forex and crypto, with dated returns, regulator, tax and risk.
Money
Is crypto legal in Pakistan in 2026? What the law allows now
Crypto is legal in Pakistan in 2026 as a regulated activity under the Virtual Assets Act 2026. As of 8 Oct 2026 PVARA lists no licensed exchange.
Money
Is forex trading legal in Pakistan? PMEX vs offshore apps
Forex trading is legal in Pakistan only through SECP-licensed brokers on PMEX. Sending money to offshore forex apps breaks FERA, SBP said in May 2022.
Money
Mutual funds in Pakistan: types, returns and halal options
Pakistan's mutual funds held Rs 4.66 trillion in August 2026, almost half of it Shariah-compliant. Fund types, risk levels, past returns, fees and tax.
Money
National Savings certificates in Pakistan: current rates and which to choose
National Savings certificates in Pakistan, rates from 1 Oct 2026: Defence Savings 11.80%, Behbood 12.72%, Regular Income 11.76%, short-term 10.80–11.31%.
Money
PSX account opening: brokers, documents and fees
PSX account opening goes through an active licensed broker. A Sahulat account needs only your CNIC and a form, and lets you buy up to Rs 30 lakh per broker.
Business & Trade
Shopify in Pakistan: plans, and payment gateways that work
Shopify Payments isn't available in Pakistan. Stores use local gateways such as Safepay or Bank Alfalah's XPay, or cash on delivery. Basic costs US$25 a month.
Business & Trade
Software and IT export from Pakistan: PSEB, tax and remittances
Software export from Pakistan: banks deduct 0.25% tax for PSEB-registered exporters, 1% for others. SBP lets you keep 50% or $5,000 a month in dollars.
Property
Al Kabir Town review: which blocks are LDA approved, prices and risks
Is Al Kabir Town LDA approved? Only Blocks A and B (239.85 kanals); LDA lists Downtown and Umar Block as illegal. 5 marla: Rs 73.8 lakh. Oct 2026.
Property
Bahria Nasheman vs Central Park: which Ferozepur Road society?
Bahria Nasheman vs Central Park: Central Park has LDA-approved phases and 10 times the resale market; Nasheman's LDA status is unclear. Oct 2026.
Property
Bahria Orchard review: LDA status, prices by phase and the risks
Is Bahria Orchard Lahore LDA approved? Phase I only; LDA lists Phases II, IV and V as illegal. 5 marla plots average Rs 48 lakh. Risks, Oct 2026.
Property
Bahria Orchard vs Bahria Town Lahore: is the cheaper one worth it?
Bahria Orchard vs Bahria Town: Orchard is about 40% cheaper for 5 marla, but only its Phase I is LDA approved and it's 8 km further out. Oct 2026.
Property
Bahria Town Lahore review: approval, prices and the risks buyers miss
Bahria Town Lahore review: is it LDA approved? LDA lists Sectors A to D as finally approved, not E or F. Prices, utilities and risks, Oct 2026.
Property
DHA 9 Town vs DHA 9 Prism: possession, plot sizes and prices
DHA Phase 9 Town is built, mostly 5 marla and about 40% dearer per 5 marla plot. Prism is mostly 1 kanal, on Ring Road, with possession rolling out. Oct 2026.
Property
DHA Lahore review: legal status, prices by phase and what to watch
DHA Lahore review: it runs under its own law, so LDA approval doesn't apply. 5 marla plots average Rs 1.1 crore. Possession, utilities, risks. Oct 2026.
Property
DHA Rahbar review: possession by sector, prices and what to check
DHA Rahbar is DHA Lahore's Phase XI, so LDA approval doesn't apply. Possession by sector, 5 marla plots at Rs 87.8 lakh, and the Sector V caveat. Oct 2026.
Property
DHA Rahbar vs Bahria Orchard: DHA title or the lower price?
DHA Rahbar costs about 80% more than Bahria Orchard for 5 marla but has DHA's legal standing; only Orchard's Phase I is LDA approved. Oct 2026.
Property
DHA Rahbar vs Lake City Lahore: which is the better buy now?
Lake City 5 marla plots now cost more than DHA Rahbar's after a 38% jump in a year. Rahbar has DHA's legal standing; Lake City is LDA approved. Oct 2026.
Property
DHA vs Bahria Town Lahore: which should you buy in?
DHA Lahore costs about 40% more for the same plot but wins on legal status, location and resale. Bahria Town is cheaper with more risk. As of Oct 2026.
Business & Trade
Do you need an import or export licence in Pakistan?
Pakistan has no general import export license: you need an NTN, sales tax registration (importers) and PSW (Rs 500). Banned and restricted goods explained.
Property
Etihad Town Lahore review: which phases are LDA approved, and prices
Etihad Town Lahore: LDA lists Phase I as finally approved, Phase II, Premier Enclave and Phase IV as technically approved, Phase III not at all. Oct 2026.
Business & Trade
Filer vs non-filer in Pakistan: what you pay more in 2026-27
Non-filers pay 10.5% to 18.5% tax on buying property against 1.25% for filers, 11.5% vs 2.75% on selling, and double on bank profit. Full table, tax year 2027.
Business & Trade
Freelancer tax in Pakistan: 0.25% or 1%, and why you must still file
Freelancer tax: banks deduct 0.25% of IT export earnings if you're PSEB-registered and 1% if not. It's final only if you file a return. Tax year 2027 rules.
Business & Trade
How to become a filer in Pakistan, step by step
To become a filer, register on FBR's IRIS and file your return and wealth statement by 15 Oct 2026. You're on the ATL the same day. Late? It costs Rs 25,000.
Business & Trade
How to calculate customs duty in Pakistan (2026-27), with a worked example
Customs duty calculator, Pakistan 2026-27: how customs duty, ACD, regulatory duty, 18% sales tax, 3% VAT and income tax stack up, with a worked example.
Business & Trade
How to check filer (ATL) status by SMS and online
Filer status check: send ATL and your CNIC to 9966, or use FBR's IRIS Online Verifications. What the two tax lists mean, and the Rs 25,000 surcharge.
Business & Trade
How to check your NTN number online (CNIC, IRIS, SMS and app)
How to check your NTN number free on FBR's IRIS with your CNIC, by SMS to 9966 for filer (ATL) status, or in the Tax Asaan app. Steps as of October 2026.
Business & Trade
How to download your NTN certificate from FBR IRIS
Log in to IRIS and choose Registration Certificate in the user menu to download your NTN certificate as a PDF. No password? Get one through the Tax Asaan app.
Business & Trade
How to export from Pakistan, step by step
To export from Pakistan, register on PSW, link your bank, agree payment terms, file the export Single Declaration and ship. Money due in 120 days. Tax: 1.25%.
Business & Trade
How to file your income tax return as a salaried person (tax year 2026)
Income tax return filing for 2026: file online on FBR's IRIS by 15 October 2026 (extended) with a wealth statement. Late penalties and the Rs 25,000 surcharge.
Business & Trade
How to find the HS code (PCT code) for your product in Pakistan
HS code Pakistan: FBR's Pakistan Customs Tariff 2026-27 PDF lists the 8-digit PCT codes and customs duty. Where to download it and how to find your code.
Business & Trade
How to get an NTN on FBR IRIS (individuals, AOPs and companies)
To get an NTN, register free on FBR's IRIS with your CNIC, a SIM in your own name and a bank certificate; your CNIC becomes your NTN. AOPs and companies too.
Business & Trade
How to register a company in Pakistan with SECP: steps and fees
Register a private limited or single-member company online on SECP's eZfile. Steps, documents and the 2026 fee (Rs 6,655 for capital up to Rs 1 lakh).
Business & Trade
How to register a partnership firm in Punjab
Register a partnership firm with Punjab's Registrar of Firms online via the Business Registration Portal. Rs 100 Form 1 fee, deed and CNICs, about 2 days.
Business & Trade
How to register a sole proprietorship in Pakistan
Register a sole proprietorship in Pakistan with FBR, not SECP: add your business to your NTN on IRIS (Form 181), then open a business bank account. Full steps.
Business & Trade
How to start an import/export business in Pakistan: the checklist
How to start an import export business in Pakistan: NTN, sales tax registration, PSW (Rs 500, NADRA biometrics), Customs trader registration and a bank profile.
Property
Lake City Lahore review: LDA status, prices and what's unproven
Lake City Lahore review: LDA lists about 16,000 kanals of its schemes as approved. 5 marla plots average Rs 1.15 crore, up 38% in a year. Oct 2026.
Property
LDA City Lahore review: files vs plots, possession and land risk
LDA City Lahore is LDA's own scheme, but files were oversold against land. 6,500+ plots have possession; unballoted files have none. Prices and risks, Oct 2026.
Property
LDA City vs LDA Avenue-I: which LDA scheme should you buy in?
LDA Avenue-I is closer in and mostly possessed but lacks a WASA water network. LDA City is cheaper and growing fast, with oversold files. Compared, Oct 2026.
Business & Trade
Letter of credit in Pakistan: how an LC works, types and costs
The letter of credit process in Pakistan: opening an import LC against a proforma, PSW, documents and payment. LC types SBP allows, advances and bank charges.
Property
Park View City Lahore review: LDA or RUDA, the 2025 flood and prices
Is Park View City Lahore approved? Only its original 765 kanals by LDA; RUDA gave the rest provisional acceptance. 2025 flood, prices and risks, Oct 2026.
Business & Trade
PSEB registration for freelancers and IT companies: fees, documents, benefits
PSEB registration costs Rs 1,000 a year for freelancers and Rs 5,000 to 10,000 for IT companies, takes 2 to 5 working days and cuts tax on IT exports to 0.25%.
Business & Trade
PSW registration: how to subscribe to Pakistan Single Window, and the fee
PSW registration (subscribing to Pakistan Single Window) costs Rs 500. You need your NTN, a SIM in your own name and NADRA biometrics. Valid 2 years.
Business & Trade
Sole proprietorship vs partnership vs SMC vs private limited: which to choose
Private limited company vs sole proprietorship, partnership, LLP and SMC: registration, liability, tax (up to 45% vs 29%), cost and paperwork, tax year 2027.
Business & Trade
TDAP registration for exporters: do you need it, and how REX works
TDAP says general exporter registration is no longer required. What you do need: certificates of origin and EU REX registration, both through PSW.
Business & Trade
Trademark registration in Pakistan: steps, fees and how long it takes
Trademark registration in Pakistan costs Rs 3,000 to apply and Rs 9,000 to register, per class, at IPO-Pakistan and takes about a year. Steps and online filing.
Business & Trade
What is STRN? Who needs one and how to register for sales tax
What is STRN? Your FBR sales tax registration number. Who must register, the IRIS steps, documents, biometrics and penalties, as of Oct 2026.
