US dollar and euro banknotes spread on a table

Banking & Payments · Money

Skrill in Pakistan: opening an account, receiving money and withdrawing to a bank

Skrill Pakistan, from Skrill's own pages: you can open an account, receive for free and withdraw to a Pakistani bank at 2.80% or JazzCash at 1.45%. Oct 2026.

Open from Pakistan
Yes
Withdraw to bank
2.80%, min EUR 3.5
Withdraw to JazzCash
1.45%
Skrill card
Not offered in Pakistan
Summarize it for me

AI Summary

Skrill works in Pakistan. Pakistan is on Skrill's country list, and as of 21 October 2026 its Pakistan fee page shows free receiving, withdrawals to a Pakistani bank at 2.80% (minimum EUR 3.5), to JazzCash at 1.45% and by Swift at 2.80%. Converting currency costs 4.49% on top. Bank withdrawals take 1 to 5 business days and must go to an account in your own name. Skrill's prepaid card isn't offered in Pakistan. Private Skrill exchangers are a legal and fraud risk.

Yes, Skrill works in Pakistan. Pakistan is on Skrill’s country list, and Skrill’s own Pakistan fee page shows that receiving money is free and you can withdraw to a Pakistani bank account for 2.80% (at least EUR 3.5) or to JazzCash for 1.45%, as of 21 Oct 2026. Converting dollars or euros adds 4.49%. Skrill’s prepaid card isn’t offered in Pakistan.

Skrill withdrawal to a Pakistani bank

2.80%

Minimum EUR 3.5, plus 4.49% if currency is converted. Skrill fee page for Pakistan, 21 Oct 2026

Is Skrill available in Pakistan?

Yes. Skrill says it serves every country in the “Country of residence” list on its sign-up form. Pakistan is in that list on Skrill’s fees page, and Skrill publishes a separate fee page for Pakistan. Outside Europe and the US, accounts are run by Skrill Limited, which the UK Financial Conduct Authority authorises as an e-money issuer.

Two things to know before you open one:

  • A Skrill account is not a bank account. Skrill’s terms say the UK’s deposit protection scheme (FSCS) doesn’t cover it.
  • Limits depend on where you live and how far you have verified. Skrill shows your upload, payment and withdrawal limits inside your account, not on a public page.

Skrill stopped taking new sign-ups from India. It hasn’t said the same about Pakistan.

How much does Skrill charge in Pakistan?

These are Skrill’s fees for a Pakistan account, from its fee page on 21 Oct 2026:

What you do Skrill’s fee
Receive money from another Skrill user Free (if no currency conversion)
Send to another Skrill user 2.99%, at least EUR 0.50
Add money by card (Visa, Mastercard, JCB, Diners) 2.50%
Withdraw to JazzCash 1.45%
Withdraw to a Pakistani bank account 2.80%, at least EUR 3.5
Withdraw by Swift 2.80%, at least EUR 3.5
Withdraw to Neteller 3.49%
Convert between currencies 4.49% on top of Skrill’s rate
No login or payment for 6 months EUR 5.00 a month

The conversion fee is the big one. Say you hold US$500 in a dollar balance and withdraw it to your rupee bank account. If both fees apply to the full amount, the withdrawal fee is US$14 (2.80%) and the conversion fee is US$22.45 (4.49%), so about US$36 or 7.3% goes to Skrill. Skrill shows the exact amount before you confirm, and your bank may add its own charges.

Skrill’s terms also list penalty fees: EUR 25 for each chargeback, and up to EUR 150 for a prohibited transaction or for giving false information.

How do I withdraw from Skrill to a Pakistani bank account?

Skrill to a Pakistani bank account
  1. You Withdraw > Bank Account Add a personal account in your own name
  2. Skrill May ask for a bank statement Issued in the last 90 days, checked in about 24 hours
  3. Your bank Credits the money 1 to 5 business days, Skrill says

Skrill’s help pages set these rules:

  • Your name must match. The name on your Skrill account must match the bank account. Withdrawals to someone else’s account fail, and business accounts aren’t accepted for verification.
  • Statement check. While Skrill reviews your bank statement, you can’t withdraw.
  • No cancelling. Once a bank withdrawal starts, you can’t stop it.
  • Some banks refuse. Skrill says a withdrawal can fail if your bank doesn’t accept payments from Skrill. Ask your bank first.

Skrill’s limits for a single withdrawal show on screen when you start one. We couldn’t find a public minimum or maximum for Pakistan.

Can I withdraw from Skrill to JazzCash?

Yes. Skrill’s Pakistan fee page lists JazzCash at 1.45%, the cheapest way out on that page. The page doesn’t list easypaisa, NayaPay or SadaPay. Some older articles say Skrill has no JazzCash link, but Skrill’s own page lists it, and we follow Skrill.

Is the Skrill card available in Pakistan?

No. Skrill’s list of countries for its Prepaid Mastercard covers EEA countries, Gibraltar, Iceland, Liechtenstein, Norway and the UK. Pakistan isn’t on it, as of 21 Oct 2026. To pay online from Pakistan, use a local card instead: see virtual cards in Pakistan.

Is it safe to use a Skrill exchanger in Pakistan?

Private “Skrill exchangers” buy your Skrill dollars for rupees, or sell you Skrill dollars. That carries legal and fraud risks:

  • The law. Section 4(1) of the Foreign Exchange Regulation Act, 1947 says no one resident in Pakistan may buy, sell or exchange foreign exchange with anyone who isn’t an authorised dealer, without State Bank permission. Unless the exchanger is an authorised dealer, a deal with them falls under that rule.
  • Skrill’s own terms. You may not transfer your account to anyone else or give anyone a claim on its money. Skrill can charge up to EUR 150 for a prohibited transaction.
  • Trading accounts. Skrill advertises funding forex trading accounts. SBP told banks in May 2022 that paying offshore forex, margin and CFD platforms from Pakistan is not allowed. See is forex trading legal in Pakistan.

Skrill vs Payoneer vs Wise: which is better for freelancers?

For a freelancer in Pakistan, here’s how the three compare on each company’s own pages:

Skrill Payoneer Wise
Open and hold money from Pakistan Yes Yes Can’t hold money
Receive Free (if no conversion) Free into a local-currency receiving account, 1% otherwise Only rupees sent to your bank by someone abroad
Get rupees in Pakistan Bank 2.80%, JazzCash 1.45%, plus 4.49% conversion Withdraw to a local bank, 1.2% to 4% (no Pakistan figure) Arrives in your bank directly
Card in Pakistan Not offered Not confirmed for Pakistan Not issued

Skrill fees are from 21 Oct 2026. Payoneer’s pricing page was updated on 1 January 2026, and the Wise rules were checked on 15 Oct 2026.

Payoneer gives you receiving accounts that a client can pay into. Read Payoneer in Pakistan and Wise in Pakistan for the details, and freelancer payment methods for Upwork and Fiverr payouts.

More guides: freelancer tax in Pakistan, dollar accounts in Pakistan, send money to Pakistan, Banking & Payments.

Questions people ask

Is Skrill available in Pakistan?

Yes. Pakistan is on Skrill's list of countries, and Skrill publishes a separate fee page for Pakistan, as of 21 Oct 2026.

How do I withdraw from Skrill to a Pakistani bank account?

Go to Withdraw, choose Bank Account and add a personal account in your own name. Skrill may ask for a bank statement from the last 90 days. It charges 2.80%, at least EUR 3.5, and says the money takes 1 to 5 business days.

Can I withdraw from Skrill to JazzCash?

Yes. Skrill's Pakistan fee page lists JazzCash as a withdrawal method at 1.45%, as of 21 Oct 2026.

Is the Skrill card available in Pakistan?

No. Skrill lists its Prepaid Mastercard for EEA countries and the UK only. Pakistan isn't on the list.

Is it safe to use a Skrill exchanger in Pakistan?

It is risky. Pakistan's foreign exchange law bars residents from buying or selling foreign exchange with anyone who isn't an authorised dealer, and Skrill doesn't let you hand your account or its money to someone else.

Sources

  1. Our Fees & Charges (Pakistan), Skrill (accessed 21 Oct 2026)
  2. Which countries are serviced by Skrill?, Skrill (accessed 21 Oct 2026)
  3. How do I withdraw money to my bank account?, Skrill (accessed 21 Oct 2026)
  4. How do I verify my bank account?, Skrill (accessed 21 Oct 2026)
  5. Is the Skrill Prepaid Mastercard available in my country?, Skrill (accessed 21 Oct 2026)
  6. How can I change the currency of my Skrill account?, Skrill (accessed 21 Oct 2026)
  7. Skrill Money Transfer, Skrill (accessed 21 Oct 2026)
  8. Skrill Account Terms of Use (valid from 24 Oct 2023), Skrill (accessed 21 Oct 2026)
  9. Foreign Exchange Regulation Act, 1947, Pakistan Trade Portal (accessed 21 Oct 2026)
  10. EPD Circular Letter No. 08 of 2022, State Bank of Pakistan (accessed 8 Oct 2026)
  11. Payoneer Fees (updated 1 January 2026), Payoneer (accessed 15 Oct 2026)
  12. Online Payment Methods in Pakistan, Payoneer (accessed 15 Oct 2026)
  13. Where do I need to live to hold money with Wise?, Wise (accessed 15 Oct 2026)
  14. Can I get USD account details?, Wise (accessed 15 Oct 2026)

Photo by Eric Prouzet on Unsplash

Have a question this guide didn't answer?

Ask us. We read every question and reply by email when you leave one.

We use your email only to reply and, if the box is ticked, to send new guides. We never publish your name or email. Privacy policy.