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CM Punjab Livestock Card: an interest-free loan of Rs 27,000 per animal for feed, 25% as cash. Phase II opened 14 Oct 2026. Who qualifies and how to register.
AI Summary
The CM Punjab Livestock Card gives livestock farmers an interest-free loan of Rs 27,000 per animal to buy feed (wanda), silage and mineral mixtures. Phase II started on 14 Oct 2026 with Rs 16.2 billion of loans for 600,000 animals over two years; the Punjab government pays the interest and 25% can be withdrawn as cash. In Phase I the card covered 5 to 10 animals, so Rs 135,000 to Rs 270,000. You register on the Livestock Department's portal or through its helpline, 0800-09211.
The CM Punjab Livestock Card gives livestock farmers an interest-free loan of Rs 27,000 per animal to buy feed, silage and mineral mixtures. Phase II started on 14 October 2026, with Rs 16.2 billion of loans for 600,000 animals over two years. The Punjab government pays the interest, and you can take 25% as cash from an ATM. You register on the Livestock Department’s online portal or through its helpline, 0800-09211.
Is it open? Yes. As of 18 October 2026, Phase II registration is open, and launch reports gave no closing date.
Phase I loan range
Rs 135,000 to Rs 270,000
Rs 27,000 per animal for 5 to 10 animals, per the Punjab government's January 2025 launch release. We found no official per-farmer limit for Phase II as of 18 October 2026.
The loan is worked out per animal: Rs 27,000 for each animal. In Phase I the card was for small farmers with 5 to 10 animals, so the loan ran from Rs 135,000 for 5 animals to Rs 270,000 for 10, according to the Punjab government’s launch release of January 2025.
| Phase I (2024-25) | Phase II (from Oct 2026) | |
|---|---|---|
| Loan per animal | Rs 27,000 | Rs 27,000 |
| Animals per farmer | 5 to 10 | Not announced |
| Cash withdrawal | Not reported | 25% via ATM |
| Total loans | Rs 11 billion over two years | Rs 16.2 billion |
| Animals | 400,000 helped so far (minister, 3 Sep 2026) | 600,000 targeted over two years |
Some websites claim Phase II loans of up to Rs 540,000, or limits of 20 animals. We couldn’t confirm either from the government or the news, so we’ve left them out.
The loan is for animal nutrition: wanda (cattle feed), silage and mineral mixtures, bought from registered dealers. At the January 2025 launch, the government said 967 dealers had registered to supply feed, fodder, silage and mineral mixture.
Phase II also comes with free animal tagging and foot-and-mouth disease (FMD) vaccination, The Nation reported.
In Phase I, Daily Times reported, card holders spent Rs 892.6 million on wanda, Rs 87 million on silage and Rs 20 million on mineral mixtures.
The Phase II rules haven’t been published anywhere we could read. In Phase I, the card was for small livestock farmers with 5 to 10 animals, and the Livestock Department provided tagging, vaccination and insemination for those animals.
The Bank of Punjab issues the card. It signed the scheme agreement with the Livestock Department in November 2024, which started registration. Animal records are kept in the Punjab IT Board’s 9211 system, the Agriculture and Livestock Minister said in September 2026.
We couldn’t open the Livestock Department’s website or the Bank of Punjab’s Livestock Card page on 18 October 2026, so we couldn’t confirm the portal address or Phase II repayment period. Ask the helpline before you apply, and don’t pay anyone who offers to register you.
The government gives two very different figures:
Phase I reached fewer farmers than first announced. At launch, Bank of Punjab was to issue cards to 40,000 to 80,000 farmers; Daily Times reported in October 2026 that 23,312 cards were prepared, and 1,739 farmers made over 70,000 transactions. Registered women farmers rose from 90 to 1,107.
No. The Kissan Card is the Agriculture Department’s Bank of Punjab card for buying crop inputs from registered dealers. The Livestock Card lends per animal, for animal feed.
For machinery, Punjab’s green tractor scheme gives a subsidy on tractors by ballot. For other finance, compare business loans and gold loans.
More guides: Kissan Card Punjab · Green tractor scheme · CM Punjab Rashan Card · CM Punjab Himmat Card · Loans · Money
Rs 27,000 per animal for feed, silage and mineral mixtures. In Phase I that meant Rs 135,000 for 5 animals and Rs 270,000 for 10. We found no official per-farmer limit for Phase II yet.
Reports of the 14 Oct 2026 Phase II launch say you self-register on the Livestock Department's online portal, or call its 24-hour helpline, 0800-09211.
0800-09211, open 24 hours, according to reports of the Phase II launch. We couldn't open the Livestock Department's website to confirm it.
Yes. The Punjab government pays the interest, and you repay only the amount you borrowed.
In Phase II, yes: 25% of the loan can be withdrawn as cash from ATMs. The rest is spent on feed, silage and mineral mixtures.
Photo: Muhammad Sarosh Ali / CC BY-SA 4.0
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