Hajj 2027 from Pakistan: government or private scheme, costs and how to apply

Hajj 2027 from Pakistan costs Rs 12 lakh under the government scheme’s long package (about 38-42 days) and Rs 13 lakh for the short package (about 20-25 days), according to the Ministry of Religious Affairs advert of 16 August 2026. Private packages run from Rs 14 lakh to Rs 37.5 lakh. Government applications opened on 18 August 2026; private packages must be chosen and paid by 20 November 2026. Everything goes through the Pak Hajj app or hajj.mora.gov.pk.

Is the Hajj Policy 2027 out?

Yes. The Ministry of Religious Affairs & Interfaith Harmony (MoRA) has published a Hajj Policy & Plan 2027-2030, the first policy that covers four years instead of one. Dawn reported on 7 July 2026 that the federal cabinet had approved it.

The policy sets the rules, not the prices. It says government package dues are fixed each year once contracts with service providers are signed, taking exchange rates and Saudi tariffs into account. The 2027 prices in this guide come from MoRA’s separate notices, not from the policy itself.

What the policy changes:

• One registration for several years. You register once and choose the year you want to go.
• A waiting list. Anyone who deposits 10% of the estimated cost after registering moves onto a waiting list and gets first right when applications for their chosen year open.
• 60:40 quota split between the government and private schemes, which only the federal cabinet can change.
• No cash. All Hajj dues, government and private, go through formal banking channels into accounts the ministry notifies.

Government or private scheme: which should you choose?

The government scheme is cheaper and the ministry runs it. The private scheme costs more but offers short stays, direct flights from abroad and five-star options. Here is how they compare for Hajj 2027, from MoRA’s notices:

Choose the government scheme if cost matters most. Its long package (about 38-42 days) is the cheapest option, and even its short package (about 20-25 days) costs less than any basic private package. Its basic package includes training, vaccination, a travel bag, a mobile SIM, medical care, the return air ticket, transport, food, shared rooms, an air-conditioned maktab (camp), qurbani, 5 litres of Zamzam and takaful life insurance.

Choose the private scheme if you want a better hotel, a direct flight from abroad or a package the government scheme doesn’t offer, and can pay more: the cheapest basic private package is Rs 1 lakh above the government short package. Read exactly what the package includes in the app before you pay.

You can pay extra for a less crowded room in Makkah under the government scheme: Rs 2.1 lakh per person for a two-bed room or Rs 70,000 per person for a three-bed room (MoRA advert, August 2026).

Hajj 2027 payment schedule

As of 17 October 2026, these are the dates MoRA has announced:

Government scheme: none of the deadlines has passed yet, but the second one is close. If you don’t pay the second instalment by 20 October 2026, MoRA treats your application as cancelled and returns the money you paid to your bank account. You must upload a medical fitness certificate before you can pay the second instalment.

Private scheme: if the private quota isn’t filled by 20 November 2026, the ministry says it may reallocate the seats.

Demand for government seats was high. Arab News reported on 22 August 2026 that over 88,000 pilgrims paid the first instalment in three days, leaving 18,500 government seats. We found no later MoRA notice saying the scheme is full, so check the app before you assume a seat is open.

How do I apply for Hajj 2027?

All steps happen online. MoRA’s official channels are the Pak Hajj mobile app and the portal hajj.mora.gov.pk.

Who can go for Hajj 2027?

Under the 2027-2030 policy:

• You must be a Pakistani national with a valid Pakistani passport. Overseas Pakistanis register the same way.
• Health: only people who meet Saudi health rules may go. Terminally ill patients are not allowed.
• Women without a mahram can go if they submit an affidavit that their parents or husband have given permission, that they are travelling with a group of reliable women, and that there is no threat to their dignity or safety.
• People on the Exit Control List or under a court travel ban can’t go.
• Age limits follow Saudi rules for each season, which MoRA notifies.

POC holders: Saudi Arabia has allowed a limited number of overseas Pakistan Origin Card (POC) holders to go from Pakistan with a close relative who holds a Pakistani passport. A successful applicant can apply for a spouse with a POC and a foreign passport valid until 16 November 2027, with proof of marriage. Approval depends on quota.

How do I cancel and get a refund?

Cancel only through the Pak Hajj app or the Hajj Management Portal. The refund goes straight to the bank account of the IBAN you gave. MoRA warns that a cancelled application cannot be restored, so think before you cancel.

What does Hajj insurance cover?

Every pilgrim pays a non-refundable Rs 1,000 into the Hujjaj Muhafiz Scheme. It pays Rs 20 lakh if a pilgrim dies during Hajj in Saudi Arabia and Rs 2.5 lakh for an emergency evacuation without performing Hajj because of illness. A pilgrim who dies in Saudi Arabia is buried there under Saudi law. For wider cover, see our guide to travel insurance for Pakistanis.

When is Hajj 2027?

The Day of Arafah is expected on 15 May 2027 (9 Dhul Hijjah 1448) by the tabular Hijri calendar. It can move by a day with the moon sighting. As of 17 October 2026 we found no 2027 flight schedule from MoRA.

How did Hajj 2027 prices change from 2026?

For Hajj 2026 the government scheme was estimated at Rs 11.5 lakh to Rs 12.5 lakh when the 2026 policy was announced on 30 July 2025 (Arab News). For 2027 MoRA has set Rs 12 lakh for the long package and Rs 13 lakh for the short one. An Arab News report of 22 August 2026 gave Rs 11.5 lakh to Rs 12.5 lakh for 2027, the same as the 2026 estimate; we follow MoRA’s own advert.

Planning for 2028 or later

You don’t need to wait for a new policy each year. Registration under the 2027-2030 policy lets you pick a later year now. On 9 October 2026 the Prime Minister also approved an interest-free Hajj Saving Plan, to be run with the Finance Ministry and Central Directorate of National Savings. It will let you save monthly through digital channels and withdraw at any time. MoRA says the rules are due within two months, with details to follow.

Until then, you can compare National Savings certificates and other ways to save and invest. Overseas Pakistanis paying from abroad can compare ways to send money to Pakistan.

For help, MoRA’s Hajj helpline numbers are 051-9216980, 051-9216981, 051-9216982 and 051-9205696.

More guides: Pakistan visa rules for foreign visitors, best SIM for travellers, all Visas, Phones & Money guides.