# Hajj 2027 from Pakistan: government or private scheme, costs and how to apply

URL: https://which.pk/travel/guides/hajj-2027/
Author: Asif
Updated: 17 Oct 2026

## Summary

Hajj 2027 from Pakistan costs Rs 12 lakh for the government scheme's long package (about 38-42 days) and Rs 13 lakh for the short package (about 20-25 days), per the religious affairs ministry's August 2026 advert. Private packages range from Rs 14 lakh to Rs 37.5 lakh, payable in three instalments by 20 November 2026. Everyone must register on the Pak Hajj app or hajj.mora.gov.pk, and your passport must be valid until 16 November 2027.

## Key facts

- Government scheme: Rs 12 lakh long / Rs 13 lakh short
- Private scheme: Rs 14 lakh to Rs 37.5 lakh
- Private payment deadline: 20 Nov 2026
- Passport valid until: 16 Nov 2027

Hajj 2027 from Pakistan costs **Rs 12 lakh** under the government scheme's long package (about 38-42 days) and **Rs 13 lakh** for the short package (about 20-25 days), according to the Ministry of Religious Affairs advert of 16 August 2026. Private packages run from **Rs 14 lakh to Rs 37.5 lakh**. Government applications opened on 18 August 2026; private packages must be chosen and paid by **20 November 2026**. Everything goes through the Pak Hajj app or hajj.mora.gov.pk.

**Government scheme, Hajj 2027:** Rs 12 lakh (long) / Rs 13 lakh (short) (Ministry of Religious Affairs advert, 16 Aug 2026. Paid in two instalments of 50%.)

## Is the Hajj Policy 2027 out?

Yes. The Ministry of Religious Affairs & Interfaith Harmony (MoRA) has published a **Hajj Policy & Plan 2027-2030**, the first policy that covers four years instead of one. Dawn reported on 7 July 2026 that the federal cabinet had approved it.

The policy sets the rules, not the prices. It says government package dues are fixed each year once contracts with service providers are signed, taking exchange rates and Saudi tariffs into account. The 2027 prices in this guide come from MoRA's separate notices, not from the policy itself.

What the policy changes:

- **One registration for several years.** You register once and choose the year you want to go.
- **A waiting list.** Anyone who deposits 10% of the estimated cost after registering moves onto a waiting list and gets first right when applications for their chosen year open.
- **60:40 quota split** between the government and private schemes, which only the federal cabinet can change.
- **No cash.** All Hajj dues, government and private, go through formal banking channels into accounts the ministry notifies.

## Government or private scheme: which should you choose?

The government scheme is cheaper and the ministry runs it. The private scheme costs more but offers short stays, direct flights from abroad and five-star options. Here is how they compare for Hajj 2027, from MoRA's notices:

| | Government scheme | Private scheme |
|---|---|---|
| Price | Rs 12 lakh (long) or Rs 13 lakh (short) | Rs 14 lakh to Rs 37.5 lakh (16 basic packages) |
| Length | About 38-42 days, or about 20-25 days | Varies by package; short stays available |
| Seats | 77,526 long + 30,000 short | 71,684 |
| How you pay | 50% on applying, the rest by 20 Oct 2026 | 3 equal instalments by 20 Nov 2026 |
| Who runs it | MoRA | SECP-registered Hajj companies licensed under the Hajj and Umrah (Regulation) Act 2024 |
| Rooms | Shared rooms in Makkah and Madinah; family room for 4-6 mahram relatives | Depends on package, up to five-star |

**Choose the government scheme if** cost matters most. Its long package (about 38-42 days) is the cheapest option, and even its short package (about 20-25 days) costs less than any basic private package. Its basic package includes training, vaccination, a travel bag, a mobile SIM, medical care, the return air ticket, transport, food, shared rooms, an air-conditioned maktab (camp), qurbani, 5 litres of Zamzam and takaful life insurance.

**Choose the private scheme if** you want a better hotel, a direct flight from abroad or a package the government scheme doesn't offer, and can pay more: the cheapest basic private package is Rs 1 lakh above the government short package. Read exactly what the package includes in the app before you pay.

You can pay extra for a less crowded room in Makkah under the government scheme: **Rs 2.1 lakh per person** for a two-bed room or **Rs 70,000 per person** for a three-bed room (MoRA advert, August 2026).

**Private scheme risk:** In 2025 the private share fell from 89,801 places to just over 25,000 after operators missed Saudi deadlines, and more than 67,000 intending pilgrims could not go (Arab News). The 2027-2030 policy now requires every private operator to book at least 2,000 pilgrims, and all private payments go into a government account at the State Bank of Pakistan, not to the company.

## Hajj 2027 payment schedule

As of 17 October 2026, these are the dates MoRA has announced:

| Date | What happens | Status on 17 Oct 2026 |
|---|---|---|
| 22 Jun 2026 | Hajj 2027 registration opened (free) | Open; registration has no closing date announced |
| 18 Aug 2026 | Government scheme: first instalment (50% of the package) opened, first-come, first-served | Started; seats stop once full |
| 5-20 Oct 2026 | Government scheme: second instalment | Open, closes in 3 days |
| 20 Nov 2026 | Private scheme: last day to choose a package and pay all 3 instalments | Not yet passed |

**Government scheme:** none of the deadlines has passed yet, but the second one is close. If you don't pay the second instalment by **20 October 2026**, MoRA treats your application as cancelled and returns the money you paid to your bank account. You must upload a medical fitness certificate before you can pay the second instalment.

**Private scheme:** if the private quota isn't filled by 20 November 2026, the ministry says it may reallocate the seats.

Demand for government seats was high. Arab News reported on 22 August 2026 that over 88,000 pilgrims paid the first instalment in three days, leaving 18,500 government seats. We found no later MoRA notice saying the scheme is full, so check the app before you assume a seat is open.

## How do I apply for Hajj 2027?

All steps happen online. MoRA's official channels are the **Pak Hajj** mobile app and the portal **hajj.mora.gov.pk**.

1. **Register.** Create an account on hajj.mora.gov.pk or the Pak Hajj app and enter your details and your group's. Make groups of family members only. Registration is free, and you don't need a passport yet.
2. **Get or renew your passport** ([passport fees](/travel/guides/passport-fee-pakistan/)). You need a Pakistani passport valid until **16 November 2027** to book.
3. **Choose a scheme.** For the government scheme, choose the long or short package. For the private scheme, compare the packages companies have uploaded in the app.
4. **Pay.** Pay inside the app or portal by 1Link PSID from your bank account, a debit or credit card, or a digital challan you print and pay at a Habib Bank (HBL) branch. HBL is the ministry's banking partner.
5. **Upload your medical certificate.** Download the medical fitness form from the app, have a registered doctor in Pakistan verify it, and upload it. For the government scheme this is required before the second instalment.
6. **Pay the rest on time.** Government: second instalment by 20 October 2026 (3 days left as of 17 October). Private: all 3 instalments by 20 November 2026.

**Pay only through the app or portal:** MoRA says it is not responsible for any loss if you pay a person or a Hajj company directly. Private scheme money must go through the Pak Hajj app or Hajj portal.

## Who can go for Hajj 2027?

Under the 2027-2030 policy:

- You must be a **Pakistani national with a valid Pakistani passport**. Overseas Pakistanis register the same way.
- **Health:** only people who meet Saudi health rules may go. Terminally ill patients are not allowed.
- **Women without a mahram** can go if they submit an affidavit that their parents or husband have given permission, that they are travelling with a group of reliable women, and that there is no threat to their dignity or safety.
- People on the **Exit Control List** or under a court travel ban can't go.
- **Age limits** follow Saudi rules for each season, which MoRA notifies.

**POC holders:** Saudi Arabia has allowed a limited number of overseas Pakistan Origin Card (POC) holders to go from Pakistan with a close relative who holds a Pakistani passport. A successful applicant can apply for a spouse with a POC and a foreign passport valid until 16 November 2027, with proof of marriage. Approval depends on quota.

## How do I cancel and get a refund?

Cancel only through the Pak Hajj app or the Hajj Management Portal. The refund goes straight to the bank account of the IBAN you gave. MoRA warns that a cancelled application **cannot be restored**, so think before you cancel.

## What does Hajj insurance cover?

Every pilgrim pays a non-refundable **Rs 1,000** into the Hujjaj Muhafiz Scheme. It pays **Rs 20 lakh** if a pilgrim dies during Hajj in Saudi Arabia and **Rs 2.5 lakh** for an emergency evacuation without performing Hajj because of illness. A pilgrim who dies in Saudi Arabia is buried there under Saudi law. For wider cover, see our guide to [travel insurance for Pakistanis](/money/guides/travel-insurance-pakistan/).

## When is Hajj 2027?

The Day of Arafah is expected on **15 May 2027** (9 Dhul Hijjah 1448) by the tabular Hijri calendar. It can move by a day with the moon sighting. As of 17 October 2026 we found no 2027 flight schedule from MoRA.

## How did Hajj 2027 prices change from 2026?

For Hajj 2026 the government scheme was estimated at **Rs 11.5 lakh to Rs 12.5 lakh** when the 2026 policy was announced on 30 July 2025 (Arab News). For 2027 MoRA has set Rs 12 lakh for the long package and Rs 13 lakh for the short one. An Arab News report of 22 August 2026 gave Rs 11.5 lakh to Rs 12.5 lakh for 2027, the same as the 2026 estimate; we follow MoRA's own advert.

## Planning for 2028 or later

You don't need to wait for a new policy each year. Registration under the 2027-2030 policy lets you pick a later year now. On 9 October 2026 the Prime Minister also approved an interest-free **Hajj Saving Plan**, to be run with the Finance Ministry and Central Directorate of National Savings. It will let you save monthly through digital channels and withdraw at any time. MoRA says the rules are due within two months, with details to follow.

Until then, you can compare [National Savings certificates](/money/guides/national-savings-certificates/) and other [ways to save and invest](/money/guides/investment-options-pakistan/). Overseas Pakistanis paying from abroad can compare [ways to send money to Pakistan](/money/guides/send-money-to-pakistan/).

For help, MoRA's Hajj helpline numbers are 051-9216980, 051-9216981, 051-9216982 and 051-9205696.

More guides: [Pakistan visa rules for foreign visitors](/travel/guides/pakistan-visa/), [best SIM for travellers](/travel/guides/best-sim-pakistan/), [all Visas, Phones & Money guides](/travel/plan/).

## Questions people ask

### What are Hajj 2027 charges from Pakistan?

Under the government scheme, Rs 12 lakh for the long package (about 38-42 days) and Rs 13 lakh for the short package (about 20-25 days), per the Ministry of Religious Affairs advert of 16 August 2026. The 16 basic private packages range from Rs 14 lakh to Rs 37.5 lakh.

### Is the Hajj Policy 2027 out?

Yes. The ministry has published a four-year Hajj Policy & Plan 2027-2030, approved by the federal cabinet in July 2026. The policy does not fix prices: the ministry announces each year's dues separately.

### What passport validity do I need for Hajj 2027?

The ministry says your Pakistani passport must be valid until 16 November 2027. You don't need a passport to register, but you can't book Hajj without one.

### Can I still apply for Hajj 2027?

As of 17 October 2026, private scheme packages can still be chosen and paid on the Pak Hajj app or portal until 20 November 2026, if seats remain. Government scheme seats were given first-come, first-served from 18 August 2026, and we found no notice saying how many are left.

### Can a woman go for Hajj without a mahram?

Yes. Under the 2027-2030 policy a woman can go without a mahram if she submits an affidavit that her parents or husband have given permission, that she is travelling with a group of reliable women, and that there is no threat to her dignity or safety.

## Sources

- [Hajj Policy & Plan 2027-2030](https://www.mora.gov.pk/SiteImage/Misc/files/270726_HajjPolicy2027-30.pdf), Ministry of Religious Affairs & Interfaith Harmony (accessed 17 Oct 2026)
- [Latest News (Hajj 2027 notices, including registration from 22 June 2026)](https://www.mora.gov.pk/LatestNews), Ministry of Religious Affairs & Interfaith Harmony (accessed 17 Oct 2026)
- [Hajj 2027 advertisement: government applications, 1st and 2nd instalments (16 Aug 2026)](https://www.mora.gov.pk/SiteImage/Misc/images/160826_Hajj27_Apps_1st_installment.jpeg), Ministry of Religious Affairs & Interfaith Harmony (accessed 17 Oct 2026)
- [Second instalment schedule, 5-20 October 2026](https://www.mora.gov.pk/SiteImage/Misc/images/051026_2nd_install.jpeg), Ministry of Religious Affairs & Interfaith Harmony (accessed 17 Oct 2026)
- [Private Hajj Scheme 2027 packages (4 Sep 2026)](https://www.mora.gov.pk/SiteImage/Misc/images/040926_pvt.jpeg), Ministry of Religious Affairs & Interfaith Harmony (accessed 17 Oct 2026)
- [Private scheme 2027: pay in 3 instalments by 20 November 2026](https://www.mora.gov.pk/SiteImage/Misc/images/110926_Pvt_payment.jpeg), Ministry of Religious Affairs & Interfaith Harmony (accessed 17 Oct 2026)
- [Refund and cancellation through Pak Hajj App 2027](https://www.mora.gov.pk/SiteImage/Misc/images/180926_Refund.jpeg), Ministry of Religious Affairs & Interfaith Harmony (accessed 17 Oct 2026)
- [POC-holder spouses for Hajj 2027](https://www.mora.gov.pk/SiteImage/Misc/images/POC.jpeg), Ministry of Religious Affairs & Interfaith Harmony (accessed 17 Oct 2026)
- [Prime Minister approves Hajj Saving Plan (9 Oct 2026)](https://www.mora.gov.pk/SiteImage/Misc/images/101026_Hajj_saving.jpeg), Ministry of Religious Affairs & Interfaith Harmony (accessed 17 Oct 2026)
- [Cabinet approves new Haj policy aimed at improving pilgrim services](https://www.dawn.com/news/2013624), Dawn (accessed 17 Oct 2026)
- [Pakistan says over $198 million collected in Hajj 2027 dues in three days](https://www.arabnews.pk/node/2655508), Arab News Pakistan (accessed 17 Oct 2026)
- [Pakistan sets Nov. 20 deadline to select and pay for private Hajj packages](https://www.arabnews.pk/pakistan/pakistan-sets-nov-20-deadline-to-select-and-pay-for-private-hajj-packages-3000305), Arab News Pakistan (accessed 17 Oct 2026)
- [Pakistan says over 232,000 citizens register for Hajj 2027 in 14 days](https://www.arabnews.pk/node/2649809/pakistan), Arab News Pakistan (accessed 17 Oct 2026)
- [Pakistan approves Hajj policy 2026](https://www.arabnews.pk/pakistan/pakistan-approves-hajj-policy-2026-will-receive-applications-from-aug-4-2610047), Arab News Pakistan (accessed 17 Oct 2026)
- [Day of Arafah 2027](https://islamic.app/hijri/day-of-arafah/2027), islamic.app (accessed 17 Oct 2026)